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Gold Loan
Let the Brightness of your Security Lighten your Dreams You can now secure your dreams with our Gold Loans. Let your dreams shine as bright as the stars in the night.
Why should gold be an investment only for the future? With SSBL Gold Loans, you can make the best of your heritage & make a few more dreams possible today!
Type Of Gold Loan :
1. Gold Loan
A Gold Loan with maximum 36 months with Installment (EMI) facility.
2. Gold Loan Bullet Payment
Gold Loan with 12 months with onetime payment facility. This Loan having Maximum Limit is Rs. 2,00,000/-
A Gold Loan with maximum 36 months with Installment (EMI) facility.
2. Gold Loan Bullet Payment
Gold Loan with 12 months with onetime payment facility. This Loan having Maximum Limit is Rs. 2,00,000/-
Who can apply? :
- Any one.
Purpose :
- To meet Personal / Family expenses in case of any exigencies
- To meet Business need
- Any legitimate purpose acceptable to the Bank.
- Loan Amount should not be used for Share Trading, Gambling / Illegal Activities.
Eligibility
- Individual/s, Firm (Proprietary / Partnership)
Maximum Limit :
- For Gold Loan the margin is 30 % / for Hall Mark gold 25%.
- [Bullet Payment]: ₹ 2.00 lakh only, per Individual at any point of time.
- [EMI]: As per Bank’s exposure limit.
Sr. No | Type of loans | Unsecured/ Secured | Maximum Amt (In lakh) | General Int rate % | Int rate for woman % | Max period in months | Security Margin % |
1 | Gold Loan (Bullet Payment Without EMI) | Secured | 2.00 | 10.00% | 9.50% | 12 | 30% |
Gold Loan (Payment with EMI) | 5.00 | 10.50% | 10.00% | 60 | 50% | ||
5.00 | 10.50% | 10.00% | 36 | 30% |