NEFT : National Electronic Fund Transfer 

NEFT enables you to electronically transfer funds from any bank branch to any individual with an account with any other bank branch in the country. The objective is to relieve the stress on the existing paper-based fund’s transfer and clearing system.

Available Mobile Banking & also by visiting Branch as per Branch timings.

Timings : – Through Branches
Monday to Saturday  from 10.00 am to 2.00 pm  and 2.30 pm to 4.30 pm.

(Excluding Bank Holidays)

RTGS  : Real-Time Gross Settlement

A special fund transfer system where there is a continuous and real-time settlement of fund transfers, individually on a transaction-by-transaction basis. Real-time means that instructions are processed as soon as they are received, whereas gross settlement means that individual funds transfer instructions are settled.

It is a fund mechanism that enables you to transfer money/ securities instantly (in real-time). Once processed, real-time gross settlement payments are final and irrevocable.

Timings : – Through Branches
Monday to Saturday  from 10.00 am to 2.00 pm and 2.30 pm to 4.30 pm.

(Excluding Bank Holidays)

IFSC CODE : SANT0000002 (for all branches)

IMPS full form is Immediate Payment Service. It is an instant electronic fund transfer service that allows inter and intra-bank transfers. In simple word, IMPS helps customers transfer money instantly from one account to another.

Banking services made simpler for you!
Access multiple accounts and all services with just one UPI app. With just Savings /Current account at Sant Sopankaka Bank start banking with your UPI app.

Unified Payment Interface is a system that allows access to multiple bank accounts and services through a single device interface. You can set up your own UPI app simply through the mobile number registered with your respective bank A/c. With UPI, you can also send money to your friends and family instantly, without adding them as beneficiary first!

The only eligibility requirements for obtaining a UPI Virtual Private Address are:

  1. A Customer ID along with a phone number registered with the Bank Account.
You can access various other features of your account like Balance Enquiry, Transaction History, Send /Collect Requests through the UPI App. So, what are you waiting for?
Register for UPI soon!