SR. No

Particulars

 Charges 

GST

Total Amount

1

Duplicate A/c statement charges S/B, C/A and CC per page (except First statement of S/B, C/A and Cash Credit)

A/c Statement charges

30

5.4

35.4

2

Duplicate Pass book

125

22.5

147.5

3

ATM CARD

Every Month First 5 Transaction

0

–

–

After 5 Transaction ( Cash less ,
balance enquiary & pin change)

10

1.80

11.80

After 5 Transaction
( withdrawal per transaction)

20

3.60

23.60

Duplicate ATM Card (Lost/ Damage)

200

36.00

236.00

–

4

Fixed Deposit

Duplicate FD Receipt

–

5

Cash credit

Upto Rs. 10.00 Lakh

Above Rs. 10.00 Lakh

Above Rs. 100.00 Lakh

250

500

1000

45.00

90.00

180.00

295.00

590.00

1180.00

6

Cheque book charges

  cheque-Saving

( cheque-Current / Cash Credit

Per Cheque Rs.4

7

Cheque Return charges

SB- Cheque/esc return charges

 300

 54.00

354.00

C/A Cheque return charges

 500

 90.00

590.00

200

  36.00

 2.00

200

 36.00

236.00

200

36.00

236.00

8

ECS I/W & O/W Return charges

400

72.00

 472.00

9

Cheque Stop payment charges

Per Cheque

150

27.00

177.00

10

ECS Mandate

300

 54.00

354.00

11

Saving A/C closed before 1year

 100

18.00

118.00

12

Current A/C closed before 1year

   200

 36.00

 236.00

13

SMS charges

Per month

Per SMS 0.30 Paise

0.05

0.35

14

DD. issued

Up to Rs.1000/

1000 to Rs.5000/-

Above 5000 to10000/-

Above 10000

 30

 75

 100

 150

 5.4

13.5

 18.00

 27.00

35.4

88.05

 118.00

 177.00

 1

15

DD cancelled charges

Up to 1Lac

Above 1 lac

   75

   150

  13.05

  27.00

       88.05

       177.00

   –

  –

16

NEFT/RTGS

(Per NEFT/ RTGS Form)

Through Mobile Banking 

No Charges

In Branch

Upto Rs. 1.00 Lakh

Above Rs. 1.00 Lakh upto Rs. 2.00 Lakh 

Above Rs. 2.00 Lakh upto Rs. 5.00 Lakh 

Above Rs.5.00 Lakh

10

20

30

50

1.8

3.6

5.4

9

11.8

23.6

35.4

59

17

Com on Bank Guarantee (Minimum Charges For 1Year per 1Lakh)

  200

36.00

236.00

18

Commission on Bill purchase & Bill Discount 

0.5% on Amt. + GST

0.5% on amount + GST

   –

 –

19

Franking Charges

per Frank

 11

  1.98

12.98

20

Franking service charges

per Frank

14

 2.52

16.52

21

Prepayment charges for forth closure within 1 year of commercial loan for take over for Term Loan

1.5% on O/S amount + GST

3% on O/S amount 

 –

–

22

Prepayment charges for forth closure after 1 year but before 3 years of commercial loan for take over

2% on O/S amount + GST

2% on O/S amount + GST

23

Solvency Certificate Per 1 Lakh

Per Lakh Rs.10.00

Max Rs. 5000.00

24

Pre & Post Sanction Visit charges

500

 90.00

 590.00

25

Loan File charges

Upto Rs. 25.00 Lakh

Above Rs. 25.00 Lakh

150

500

    27.00

    90.00

177

590

26

Loan sanction processing charges for Priority

0.25% of Sanctioned Amt. + GST

0.25% of Sanctioned Amt.

27

Loan sanction processing charges for Non Priority

0.50% of Sanctioned Amt. + GST

0.50% of Sanctioned Amt.

28

Loan sanction processing charges for Weaker Loan up to Rs.25,000/-

Nil

Nil

  –

–

29

NOC/ No Dues charges for other banks/ institutions

  50

  9.00

 59.00

30

Gold loan Custody charges

 300

54.00

354.00

per person-1st reminder

 50

9.00

59.00

31

Overdue Notice charges

per person -2nd Reminder

 75

13.5

88.5

per person 3rd Reminder by RPD

 100

18.00

118.00

32

One time Locker Registration charges

600

108

708

Locker Rent

–

–

A

600

108.00

708.00

B

1500

270.00

1,770.00

C

2500

450.00

2,950.00

D

4000

720.00

4,720.00

E

7000

1260.00

8,260.00

Penal Interest on Over Due Rent of Locker

2% per month on overdue amount

2% per month on overdue amount

–

–

33

Locker Loss of Key/ Drill

as Actual Charges

34

N.M. Entrance

500

90.00

590.00

35

N.M. Subscription

100

18.00

118.00

36

Member entrance Fee

100

18.00

118.00

37

Ledger Folio Charges to C/A and CC A/c’s

per year per entry Re.1.00 minimum Rs.25/- and maximum Rs.500/-

per year per entry Re.1.00 minimum Rs.25/- and maximum Rs.500/-

38

Signature Verification Charges

150

27

177

39

Duplicate Statement of Close A/c Per Financial year

200

36.00

236.00

40

Activation for Inoperative or unclamimed Deposit A/c Charges

-

-

-

41

O/w Retrun Cheque Postage Charges

if not collected by customer in 2 days

Actual Postage Charges + Rs. 25 Per Cheque

-

-

42

Cash Handaling Charges

S/B, CA/ CC- Privious Month Daily Average Balance below Rs. 5.00 Lakh 

In case of S/B A/c above Rs.20,000/- Rs.1/- per Rs.10,000/-

-

-

In case of C/A or CC per day Rs.1/- per ten thousand rupees

-

-

43

Average Minimum Balance 

SB - Average Minimum Balance of Month without Cheque book- Rs. 100

SB - Average Minimum Balance of Month with Cheque book- Rs.1000

100

18

118

44

CA- Average Minimum Balance of Month with Cheque book- Rs. 2000

150

27

177